Life happens, and when it does not go as planned insurance is there to help without destroying the wealth you’ve worked for. The key with life insurance is that your policy should be adjusted as your family changes, and your current policy may not be the best fit for your needs now.
When reviewing current life insurance policies, we often find
beneficiary designations are incorrectly prepared
the ownership of the policy is structured wrong
some policies will lapse or cease to exist in the future
they are no longer efficient at meeting your evolving needs
We have found that many clients aren’t aware of these problems for a variety of reasons, generally because they no longer have an agent or because the agent doesn’t know or care.
Being an independent firm, we are free to find the best fit for you and your family by having access to a wide range of services not influenced by third-party providers.